Response Code,Response Text,Result
00,"Transaction Approved",Successful
01,"Refer to Issuer",Failed
02,"Refer to Issuer, special",Failed
03,"No Merchant",Failed
04,"Pick Up Card",Failed
05,"Do Not Honour",Failed
06,"Error",Failed
07,"Pick Up Card, Special",Failed
08,"Honour With Identification",Successful
09,"Request In Progress",Failed
10,"Approved For Partial Amount",Successful
11,"Approved, VIP",Successful
12,"Invalid Transaction",Failed
13,"Invalid Amount",Failed
14,"Invalid Card Number",Failed
15,"No Issuer",Failed
16,"Approved, Update Track 3",Successful
19,"Re-enter Last Transaction",Failed
21,"No Action Taken",Failed
22,"Suspected Malfunction",Failed
23,"Unacceptable Transaction Fee",Failed
25,"Unable to Locate Record On File",Failed
30,"Format Error",Failed
31,"Bank Not Supported By Switch",Failed
33,"Expired Card, Capture",Failed
34,"Suspected Fraud, Retain Card",Failed
35,"Card Acceptor, Contact Acquirer, Retain Card",Failed
36,"Restricted Card, Retain Card",Failed
37,"Contact Acquirer Security Department, Retain Card",Failed
38,"PIN Tries Exceeded, Capture",Failed
39,"No Credit Account",Failed
40,"Function Not Supported",Failed
41,"Lost Card",Failed
42,"No Universal Account",Failed
43,"Stolen Card",Failed
44,"No Investment Account",Failed
51,"Insufficient Funds",Failed
52,"No Cheque Account",Failed
53,"No Savings Account",Failed
54,"Expired Card",Failed
55,"Incorrect PIN",Failed
56,"No Card Record",Failed
57,"Function Not Permitted to Cardholder",Failed
58,"Function Not Permitted to Terminal",Failed
59,"Suspected Fraud",Failed
60,"Acceptor Contact Acquirer",Failed
61,"Exceeds Withdrawal Limit",Failed
62,"Restricted Card",Failed
63,"Security Violation",Failed
64,"Original Amount Incorrect",Failed
66,"Acceptor Contact Acquirer, Security",Failed
67,"Capture Card",Failed
75,"PIN Tries Exceeded",Failed
82,"CVV Validation Error",Failed
90,"Cutoff In Progress",Failed
91,"Card Issuer Unavailable",Failed
92,"Unable To Route Transaction",Failed
93,"Cannot Complete, Violation Of The Law",Failed
94,"Duplicate Transaction",Failed
96,"System Error",Failed